Sunday, April 16, 2017
Hendley Market offers antiques, such as books and medical equipment, but the real draw is the store's large selection of nativities and santons. Shoppers will find over 200 nativities from far away places like Bethlehem and Germany. The santons, or small collectible figurines often associated with religious themes, come mostly from Mexico. Located in the 1891 Van Alstyne House, The Gingerbread House features 14 different rooms adorned with eye-catching antiques. Items include china, crystal, furniture, and jewelry, as well as Victorian dolls and hats. Historic cities always seem to have a local artist who dedicates time and energy to capturing the spirit of the city's past. Pam Heidt specializes in Galveston's rich Victorian history, and J. Bangle Gallery specializes in her artwork. Heidt's oils and watercolors are not all that shoppers find, however. The gallery also offers frames and a respectable collection of coins and other antiques.
Wherever you travel, it's always interesting to see what regional artists are producing. Buchanan Gallery is your best bet for a wide range of contemporary art, including paintings, sculptures, and a variety of other media. A traditional beach-town souvenir shop, Lafitte's Beat presents over 2,500 square feet of gift items, beachwear, and nautical-inspired merchandise. In the early 1800s, the store remains rooted in its coastal surroundings. Shells and local coral are popular souvenirs, but shoppers can also find ship's wheels and lamps. Of course, as in most stores of its kind, you can also buy shot glasses, children's toys, and salt and pepper shakers. During the 1800s and early 1900s, The Strand Historic District was the most affluent area of town and still features many of the city's upscale establishments. Visitors can choose from one of over 100 shops and restaurants to pass their time, or take a horse-drawn carriage ride to enjoy the romantic charm of the neighborhood.
Tuesday, April 11, 2017
We offer a carefully vetted selection to let you explore Galveston nightlife on your own. If time is really tight, though, and you don't have the leisure to look through all our offerings, we present our Galveston Best Nightlife list. Here, we distill the best businesses down to a special selection of ten. These places promise a stellar experience and a taste of the city that you just can't miss. Located on Galveston's Seawall just steps from the beach, Captain Jack's is the only outside bar with a view of the ocean. The tiki bar atmosphere and live music on weekend nights make it a relaxing choice for a night out.
One of four bars that make up Galveston's Island Famous, Tiki Bar serves up more than 50 varieties of beers and a cocktail menu featuring Tiki's signature Pina Colada. Come watch a game on the flat screen TVs while you kick back over a cold beverage. For a more upscale nightlife experience in Galveston, Drip is the place to be. With bottle service and a DJ, expect to dance the night away. Drinks are reasonably-priced, especially during happy hour, and the beach views are the cherry on top of this great find. A nicer alternative to its sister bar, The Spot (located next door), Drip enforces a dress code. Don't expect to get through the doors wearing a swimsuit.
Tuesday, February 28, 2017
Identity theft is all around us, even in Joliet and Will County. It seems that almost every week, we read about an identity theft arrest or a warning on the latest scam. From an unsolicited phone call requesting financial information to an email seeking your Social Security number to claim a prize, it’s likely that many of us have experienced an attempt at identity theft or financial fraud. Make sure to regularly scan statements for any unusual charges, as that can help with early detection. In addition, take advantage of requesting the three free credit reports you are entitled to each year.
There is no doubt we live in an age of technology. Almost everything can be done from the comfort of our own computers or on a smartphone, but keeping up with all the advances can be difficult, and technology can also represent new points of access for identity thieves. It is not uncommon for identity thieves to get creative in locating personal information. How many of us think twice before throwing away a paper statement or bill? It may not seem like a big deal, but these types of documents contain a wealth of personal information that can be used to perpetuate fraud.
Sunday, February 26, 2017
The warning follows several incidents in which hackers sent company officials what appeared to be legitimate requests for copies of their workers’ W-2s. Renovate America, a solar financing company in Rancho Bernardo, inadvertently gave a hacker sensitive tax information for about 800 current and former employees. Such “phishing” attacks are increasing — and can be avoided, said Kevin O’Brien, chief executive of GreatHorn, a Boston-based security company. O’Brien discussed the problem and what to do about it during an interview with The San Diego Union-Tribune.
If you read the IRS' advice, it’s largely about what to do when a business user recognizes one of these attacks. Sadly, relying on folks who are just doing their jobs — and who are likely under pressure as tax season rolls around — to somehow identify sophisticated spoofing attacks and then flag them is a fool’s errand. The reality is that even with strong, foundational security in place, nearly 1 percent of all emails that get around existing security tools businesses invest in have indicators of fraud within them. That sounds small until you realize that by the end of this year, over 132 billion emails will be sent every single day. That’s a lot of malicious messages that could trick someone into giving up your family’s most private data.
Wednesday, February 22, 2017
We must remember a mind-boggling array of passwords and PINs to survive the technological challenges of the 21st Century. According to credit-checking agency Experian most of us use at least two dozen of these online codes on a daily basis. They are required not just for regular tasks, such as getting in to a computer, paying a utility bill and online shopping. But they are also necessary for using mobile phones, chatting on social media, club memberships and watching online TV. It is not surprising a majority of us struggle to juggle different passwords in our head. Indeed, a quarter of us forget at least one login detail every day. This means we often adopt easy-to-remember ‘weak’ passwords that use familiar names such as a beloved pet or a family member.
Security experts believe this is a dangerous strategy and a relatively easy one for criminals to crack. It is suggested ‘strong’ passwords of up to a dozen characters randomly chosen – letters, numbers and even symbols – offer much better security. Three-quarters of us also use the same password for more than one account. But to stop fraudsters getting hold of your details it is recommended each service you use has its own password. There are ways you can create and remember secure passwords – in imaginative ways that will not leave you worried or with a headache.
Sunday, February 19, 2017
Eastern Alliance Insurance Group (EAIG) has announced it will open an office in Grandville, Michigan, as part of the company’s geographic expansion plan. The Grandville office, located at 3980 Chicago Drive, is the company’s first office in the state of Michigan. “I am pleased to announce the opening of our new Grandville, Michigan office,” said Michael Boguski, President of EAIG. “Through this newly established office, we will service businesses in Michigan with a fresh outlook and customized approach to their workers’ compensation insurance programs.”
The Grandville, Michigan site is a satellite location of EAIG’s Carmel, Indiana Midwest regional office, and will be staffed with underwriting, marketing, claims and risk management professionals. The company has appointed 14 agency partners in Michigan since entering the state in 2011. EAIG offers an innovative line of workers’ compensation products and services, as well as exclusive brands and programs including: ParallelPay “pay-as-you-go” premium payment plan, unite individualized underwriting and services for small business, Inova alternative market insurance, and ecovery Return to Wellness. Billboards, announcing the arrival of Eastern Alliance Insurance Group with “fresh outlooks, better outcomes,” will begin appearing throughout the Grand Rapids region in July.
Founded in 1997, EAIG is a specialty underwriter of workers’ compensation products and services for businesses and organizations in the Mid-Atlantic, Southeast, Midwest and Gulf South regions of the United States. EAIG is a wholly-owned subsidiary of the publicly-held ProAssurance Corporation, and has offices in Lancaster and Wexford, Pennsylvania, Charlotte, North Carolina, Carmel, Indiana, Franklin, Tennessee, Richmond, Virginia, and Madison, Mississippi.
Thursday, February 16, 2017
The police have made some headway in beating online scams that cheat victims of their money, but some Internet cons are proving stubbornly resistant. While commercial crime decreased by 0.6 per cent overall, Internet love scams hit an all-time high last year with 636 cases, up from 385 in 2015. The total amount cheated was also the highest by far at $24 million - double the $12 million victims were fooled into giving in 2015. The largest amount from a single victim was $1.7 million. In most Internet love scams, offenders befriended their victims on social media or online chat apps, charming their way into these strangers' lives before making off with their money.
Commercial crime, which counts Internet love scams, e-commerce cheating and other impersonation scams, are crimes that deceive victims into handing over goods or money through forgery and impersonation. But with public education and cooperation from international agencies, anti-scam efforts bore fruit in other areas, the police said in a press conference yesterday. E-commerce cheating decreased from 2,239 cases in 2015 to 2,105 last year. Victims lost $1.5 million compared with at least $1.9 million in 2015. A scam which surfaced in April last year in which conmen pose as officials from China to dupe victims into remitting money has also tapered off.
Monday, February 13, 2017
Companies, organizations, and government have come a long way implementing safety programs to help keep workers safe from both minor and serious injuries. However, evidence shows while minor accidents have declined, the more serious ones haven’t, and are even on the rise in some industries. In many cases, the worker, although trained, does not take the proper precautions to keep themselves safe. In the few seconds before an accident occurs, the worker sometimes makes a risky decision thinking it’s okay to proceed.
That’s where Eastern Alliance’s N3L3 philosophy comes in – our approach to helping workers avoid fatal and life-changing injuries by alerting their instincts so they always pause and “think safety” before moving forward. This re-teaches workers to consciously and subconsciously take a few seconds to rethink the present situation: “Hey! I could really get hurt here! I’d better take a few seconds to check this out, just in case.” That’s what Eastern’s N3L3 is all about.
At Eastern, we’ve carefully studied circumstances in which serious accidents occur and determined the three seconds before a task is performed can impact the last three seconds. The chances of avoiding a serious accident are greatly improved when a worker is conditioned to stop and think about how to do the job safely. Implementing a N3L3 way of thinking creates a safety culture that instinctively changes the way a worker thinks and avoids the possibility that the “Next Three Seconds could be your Last Three Seconds".
Monday, February 6, 2017
Fraud prevention is one of our primary and constant concerns in today’s world where modern technology reigns. Follow these simple steps to help keep you fraud-free:
1. Be sensitive and suspicious enough in giving your personal information to a person or organization you are dealing with online. Fraudster tricks their victims into revealing confidential information using an ample amount of information they have on you.
2. Any online account you have will definitely have a password to prevent unauthorized people from modifying your account. In this case, it is wise to choose or generate a password that is strong enough and cannot be easily guessed by anyone.
3. ATM’s or cash machines are a popular method of withdrawing money. It is of great help but there are also various ways in which ATMs can be used to work against us. Thus, it is better to become extra careful in using ATM’s or cash machines because there’s a possibility that an installed device are attached that clones or traps your card. Based on studies, around 100,000 people a year fall victim to fraud related to skimmed or cloned debit and credit cards.
4. Many fraudsters will send an email claiming that they are from the bank and will require you to click a link and follow a certain instruction, when incident similar to this happened, ignore it the email.
Wednesday, February 1, 2017
Eastern employees have a strong work ethic and have established a reputation for providing excellent customer service and exceeding expectations. Our energetic team environment is best suited for an individual who is motivated, goal oriented and looking for a company that offers a positive, challenging environment where he or she can grow both personally and professionally. To attract and retain such individuals, Eastern offers competitive wages, an attractive benefits program.
A well-rounded education not only enhances the individual employees skill and knowledge base, but knowledge gained by employees through the educational process can also be shared with co-workers and add value to the organization. Eastern starts by recruiting dedicated, enthusiastic individuals who complete a comprehensive training program designed to provide an overview of Eastern departments functions. During each employee’s annual performance review, plans are outlined for his/her continued growth and development. Tuition reimbursement, job training and goal-setting are offered, along with access to an educational resource library, and paid time off rewards for employees earning advanced certifications. Eastern offers regular departmental training sessions that include guest speakers and sponsors several off-site training programs for employees. Employees enjoy many career opportunities present in a company with a history of growth and a commitment to professional and career development.
Tuesday, January 31, 2017
Running a successful business takes time, commitment, hard work and determination. This means that owners have little time to think about their own financial objectives, or the protection of the business they have created. As a result, planning your own and your employees' financial security becomes neglected or often completely overlooked.
As a director, it is important to look after your own increasingly complex personal financial affairs. Careful planning is key to ensuring financial security over the longer term, and advice from a wealth management specialist can help you meet your aims while concentrating on managing the business.
Monday, January 30, 2017
Data Privacy Day, an international effort to highlight the importance of protecting privacy, safeguarding data and enabling trust, will be Jan. 27. According to a survey conducted by the National Cyber Security Alliance and Zogby International, only 26 percent of Americans felt “their home computer was safe from viruses,” while only 21 percent felt safe from hackers.
Every year we see hundreds of data breaches along with hundreds of millions of records compromised. The responsibility of keeping online data secure is shared both by businesses and consumers. The Better Business Bureau offers some suggestions for consumers concerned that their PII has been stolen:
-- Do not take a “wait and see” approach as you may have done with breaches involving credit card data. You must act quickly. Breaches involving Social Security numbers have the potential to be far more detrimental to victims, and the damage can be difficult to repair.
-- Consider taking a preemptive strike by freezing your credit reports. This will not impact existing credit cards and financial accounts, but will create a roadblock for thieves seeking to create fraudulent accounts using your personal information.
Sunday, January 29, 2017
Above all else, hackers are all about the money. New research from cybersecurity and application delivery solutions provider Radware revealed that the top motivation behind cyberattacks is ransom, followed by insider threats, political hacktivism and competition. The biggest challenge in combating cyber ransom, Radware’s Global Application & Network Security Report 2016-2017 report noted, is that ransom is not only easy, but also every attack has its own vector, technique or angle. With hundreds of encrypting malware types available to cybercriminals today, the individuals perpetrating these malicious attacks are able to leverage various networks and applications to demonstrate their power and capabilities.
“One thing is clear: Money is the top motivator in the threat landscape today,” Carl Herberger, VP of security solutions at Radware, explained. “Attackers employ an ever-increasing number of tactics to steal valuable information, from ransom attacks that can lock up a company’s data, to DDoS attacks that act as a smoke screen for information theft, to direct brute force or injection attacks that grant direct access to internal data.
“Our report shows that most organizations are still not prepared to fend off many of the more sophisticated attacks. There is a vast market for mitigating attacks in progress and for defending against threats, both new and established, that grow in severity by the day. From our Emergency Response Team to our extensive products and services, Radware stands ready to guard organizations’ data, systems, and customers from harm,” Herberger continued. Last year saw a significant surge in the number of extortion threats, with the majority (56 percent) of the 600 organizations surveyed by Radware admitting that they have fallen victim to a cyber ransom attack and 41 percent identifying ransomware as the biggest cyber threat.
Wednesday, January 25, 2017
There are three components to Eastern's claim management services: early intervention, proactive disability management and Return-to-Work support. Eastern offers both toll-free Teleclaim and online claim reporting. As soon as a claim is reported, we confidently manage that claim toward a cost-effective and fair conclusion. We use industry-leading medical cost management programs and strategic partnerships to control claim costs and provide excellent service to employers and their injured employees.
In addition, Eastern strongly encourages our clients to adopt "Return-to-Work" or "RTW" programs. These programs are proven to benefit injured workers and employers. We offer a wealth of resources and support for clients looking to establish an RTW program.
Eastern provides an online Risk Management Resource Center, featuring a document library and access to Safety.BLR.com. BLR is a safety training and compliance resource site where you can find downloadable and customizable safety and risk management templates, presentations, and training materials, as well as updated safety regulations and news.
Tuesday, January 24, 2017
Eastern's traditional market insurance products include:
• Guaranteed Cost Program – coverage at a predictable, fixed cost
• Loss-Sensitive Dividend Plans – a program where you have the potential to earn a dividend based on favorable loss experience throughout the policy period
• Large Deductible Plans – a program where you pay a lower premium up front in exchange for paying for losses up to the deductible amount
• Retrospective Rating Plans – a plan which calculates your premium based on your actual losses during the policy term
• Learn about ParallelPay, EAIG's premium payroll deduction program
Monday, January 23, 2017
To the Shareholders:
Notice of the Resolutions Adopted at the 29th Ordinary General Meeting of the Shareholders
Japan Asia Group Limited hereby informs you of the matters reported, and the matters resolved at the 29th Ordinary General Meeting of the Shareholders held today.
Chairman and Chief Executive Officer
Japan Asia Group Limited
2 Rokubancho, Chiyoda-ku, Tokyo
1.Business Report, Consolidated Financial Statements and Audit Report by Independent Accounting Auditor and Audit & Supervisory Board for the 29th Fiscal Term (from April 1, 2015 to March 31, 2016)
2.Financial Statements for the 29th Fiscal Term (from April 1, 2015 to March 31, 2016)
Sunday, January 22, 2017
Jul. 2015 Dissolved holdings company structure (Japan Asia Holdings Limited, KOKUSAI KOGYO HOLDINGS CO., LTD.)
JAG Energy Co., Ltd. and Kokusai Land & Development Co., Ltd. amalgamated into JAG Energy Co., Ltd.
May. 2015 Admitted to First Section of Tokyo Stock Exchange (Code: 3751; Company abbreviation: JAG)
Mar. 2015 Ashigara-Oi SolarWay (13 MW) completed in Kanagawa
Dec. 2014 Seabell International Co., Ltd. becomes consolidated subsidiary (name changed to JAG Seabell Co., Ltd.)
Apr. 2012 Acquired 100% ownership of KOKUSAI KOGYO HOLDINGS CO., LTD. by restructuring organization
Oct. 2009 Distribute first investment trust fund "Solar energy fund Euro solar fund 0910" Jun. 2009Established Miyazaki Solar Way Co., Ltd.
Feb. 2009 Former Japan Asia Group Limited merged with two other companies start a pure holding company, new formation Japan Asia Group ( Tokyo Stock Exchange Mothers Index:3751)
Sep. 1999 Opened representative office in Tokyo
Dec. 1998 Japan Asia Holdings Limited (Hong Kong) Established by Tetsuo Yamashita and Sandra Wu.
Wednesday, January 18, 2017
In 2009, we made a full-fledged entry into the green energy field, with a focus on the development of large scale solar power plants. We promote solar power business to contribute to the revitalization and development of the region through our nationwide sales network, and our long-standing, trust-based relationships with national and local governments.
We are one of Europe' s leading large-scale solar PV developers. 60 MW and counting! With the launch of feed-in-tariffs in 2012, this is one of the hottest markets in the world.
This innovative public-private partnership delivered not only 1,050kW generation capacity, on 3.9 km of elevated track that was formerly used to test Maglev trains, but it is also a valuable best practice to expedite the uptake of solar.
Tuesday, January 17, 2017
The 25th of May 2015 marked our new beginning; on that day, Japan Asia Group was listed in the first section of the Tokyo Stock Exchange. We are the 1,890th company to be admitted to this esteemed group. I hereby express my gratitude to all who supported us and our endeavors to create green communities.
The UN Member States adopted the Sendai Framework for Disaster Risk Reduction, the SDGs (Transforming our World: The 2030 Agenda for Sustainable Development ), and the Paris Agreement on climate change in 2015. The actions that must be taken by countries in the developed world, to address climate change, protect the environment and Earth, and to develop sustainably, have been outlined, and green energy affirmed; we will start debating on our collective practical steps in 2016. My expectation is that our society itself will be required to change, unrecognizably, in the process of transforming our world, not only nations, local governments, businesses and all kinds of organizations, but even down to the individual. Businesses will be required to innovate in the direction of low carbon or de-carbonized products and services while maintaining their corporate growth.
Our society is rapidly ageing with falling birthrates; at the same time, expectations towards corporate citizens to address environmental issues including climate change has never been so high. We are at a turning point as a society right now. As a company that aims to solve societal issues through technology and finance, Japan Asia Group has been presented with an opportunity to make great strides towards our own sustainable growth.
Wednesday, January 11, 2017
At no time in the history of human civilization have we suffered more respiratory diseases than when we began using the combustion engine at the start of the Industrial Revolution. Today, the levels of pollution in major cities around the world have reached extreme levels. Think of such cities like LA, Mexico, Bangkok and Beijing and you can imagine the thousands of people who suffocate under the fumes expelled by millions of vehicles into the atmosphere.
With the introduction of alternative energy sources to operate vehicles, however, we are beginning to cope with this growing menace to human health. In the meantime, new techniques have been developed to minimize the effects of exhaust fumes from combustion engines.
A defective exhaust pipe decreases the ability of the engine to maximize its burning capability, hence, diminishing its power and performance. In fact, a big percentage of an engine’s power is lost due to the inefficient disposal of the waste gases resulting from the combustion process. Think of a person’s sinusitis which prevents one from breathing out the carbon dioxide from the lungs. What we expel is as important as what we take in. So it is with a car.
In short, not only do we pollute the atmosphere with a faulty exhaust pipe system, we are practically burning money that virtually escapes from our pockets and enters ours lungs in the form of toxic gases and black soot. Controlling the quantity and the quality of exhaust fumes is every person’s responsibility to maintain a healthy environment.
Monday, January 9, 2017
More women are becoming financially successful and independent than ever before and the need to consider carefully tailored, holistic financial planning advice is becoming of paramount importance.
As a female business owner myself, I appreciate the challenges of juggling work and family life and would be delighted to work with you to undertake a confidential review of both your personal and business goals.
• Are you looking to take a career break; retire early; marry or divorce; care for elderly relatives; or raise finances for private education?
• For your business, are your affairs set up in the most tax efficient way? Are you considering buying into or selling a business? Is your business Will consistent with your personal Will?* Are your key Directors and employees appropriately protected?
Please note that Wills are a separate service to those offered by St. James's Place and are not regulated by the Financial Conduct Authority.